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According to the Administrative Office of the US Courts, there were nearly 1.8 million bankruptcies filed in the year ending March 31, 2006, up from just over 1.3 million in the year ending March 31, 2001. To help sort your way through the complicated maze of overcrowded bankruptcy courts, you need the assistance of knowledgeable legal advocates, with years of experience and demonstrated trustworthiness.
Chapter 13 Bankruptcy Attorneys in Pennsylvania
A Chapter 13 bankruptcy sometimes involves debt repayment, whereas Chapter 7 does not. Both Chapter 7 and Chapter 13 discharges debt. If you have reached the point where bankruptcy is your best option, determine what type of bankruptcy is appropriate for your total financial picture through a conversation with an experienced bankruptcy lawyer. Schedule a consultation at your convenience with a lawyer at Boyle, Neblett & Wenger in Camp Hill, Pennsylvania.
Bankruptcy Can Happen to Anyone
If you are falling behind on your mortgage or car payments despite your best efforts, there is no need to feel ashamed. William Penn himself was imprisoned because of debts he could not repay. Today's bankruptcy laws allow many people to be restored to financial health when consumer debt threatens to crush them.
Chapter 13 Debt Relief
Assuming that Chapter 13 bankruptcy is your path to debt relief, you will make regular payments to the court for a period of three to five years.
Stop Foreclosure: Keep Your House, Your Car and Your Freedom
There are many reasons debtors might file under Chapter 13. Typically, they are curing arrearages on a home or car, paying to keep nonexempt property or simply earning enough income that they have disposable income. Therefore, they are expected and required to pay something back to their creditors. At the end of the bankruptcy whatever unsecured debt remains is discharged.
Contact an Experienced Camp Hill, Pennsylvania, Bankruptcy Attorney
At the law offices of Boyle, Neblett & Wenger, we are well qualified to help you select which type of bankruptcy best suits your needs. Get back on solid financial footing through either Chapter 13 or Chapter 7 bankruptcy. Contact Boyle, Neblett & Wenger.
